Life Lessons Workshops
We Teach Life Lessons
This lesson gives you an in-depth look at the psychological factors that affect how we handle our personal finances. The first topic discusses how money is tied to human needs and emotions. A second section explores how and by whom we are influenced when developing our money management habits, and how to find qualified information sources
Account Management and Team Building
This lesson covers the essentials of how to set up and manage accounts with a financial institution, and why and how to establish a trusted team of financial advisors. The first topic guides you in selecting the financial institution that matches your needs and goals. Then you are introduced to the process of setting up a central system to automate all your account transactions, which helps you save money and protect your credit. In a third topic, you learn the differences between debit cards and credit cards and how that information relates to your personal finance management. Finally, you will understand why having a trusted team of advisors is important to your financial future, and know how to select your team members
This lesson covers various ways to generate income, along with some strategies for securing and possibly supplementing one’s income. The first topic discusses finding fulfilling work in alignment with one’s dreams and passions. In the second section, we cover the rapid, recent advances in globalism and technology that affect job and income security
Saving, Expenses and Budgeting
This lesson introduces the basic aspects of budgeting and how budgeting benefits your progress toward attaining your desired lifestyle and reaching your financial goals. You will understand how savings forms the foundation of your financial planning, and learn the components of a savings plan. In a further topic, you will comprehend the importance of evaluating every purchase based on whether it is a “need” or a “want” and know how to calculate opportunity cost.
Loans and Debt
This lesson covers the ins and outs of loans and debt. The first topic discusses the different types of debt and when debts may be considered “good” versus “bad” debts. Then the basic loan calculations are covered including principal, interest, payment intervals, terms, and amortization. The risks and consequences of various types of debt are covered in the third topic, with tips for mitigating debt risk.
This lesson focuses on credit, how credit affects your personal financial situation, and how to get and maintain good credit. You will understand the value of having a good credit history and situations that can have negative impact on your credit.
You will be introduced to the components of your credit profile – credit history and credit score – and how they are derived.
You will learn how to obtain a copy of your credit report, review your credit score, and create a credit plan. Strategies and actions for addressing errors on your credit report and improving your credit score are presented.
Finally, identity theft is discussed, along with ways to prevent and handle situations where your identity is stolen.
Financial Workshop Examples
Career Choice Workshop
Paying for College Workshop
Home Ownership Workshop
Aligning Your Passion with Income Sources
Activity: Finding a Fulfilling Income Source
Minimizing Income Security Threats
Activity: Reducing Your Industry Risks
Evaluating Your Income & Skills
Activity: Income & Skills Assessment
Prepare for & Identify Income Opportunities
Activity: Prepare for & Identify Income Opportunities
Income Diversification & Multiple Income Streams
Activity: Exploring Additional Revenue Streams
Education & Skill Development Lesson
Paying Off Student Loans
Activity: Getting Student Loan Repayment Organized
Loans & Debt Lesson
Risk of Debt
Activity: Debt Risk Assessment
How to Pay Off Debt
Activity: Paying it Down
Activity: Create Your Debt Payoff Plan
Savings, Expenses & Budgeting Lesson
Identifying & Reducing Your Expenses
Activity: Lowering Your Expenses
Create Your Budget & Automate Activity: Completing Your Budget Activity: Automating Your Financial Tracking
Analyzing Your Budget & Addressing Gaps
Activity: Calculating Your Ratio
Investing & Personal Financial Planning Lesson
Why People Invest
Activity: Your Financial Goals
Activity: Determine Your Risk Tolerance Level
Real Estate: Risks & Rewards Activity: Due Diligence on
Real Estate as an Investment
Savings, Expenses & Budgeting Lessons
Homeownership Budgeting Activity: Housing Budget
Loans & Debt Lessons
Activity: Assessing Your Qualification Potential
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San Francisco, East Bay CA 94577